A Message to Our Partners

Dear Valued Partners and Investors,

As we welcome the New Year, the team at TAMU Capital would like to reflect on our journey through 2025 and share our focused outlook for the year ahead.

The past year has been defined by a cautious and highly selective investment landscape. Across the industry, heightened risk awareness has shifted how capital is deployed. At
TAMU Capital, we have met these challenges with deliberate patience. We acknowledge that our pace in closing new investments has been measured, but this is a direct result of our commitment to quality over volume.

The past year has been a period of deliberate patience for TAMU Capital. In a selective investment environment, we have prioritized capital preservation over aggressive growth.
We acknowledge that this has resulted in a measured pace for new investments, and we appreciate your continued trust as we navigate these market conditions.

While TAMU has maintained this conservative stance, our strategic partner, Zikay Factoring, has demonstrated the reliability of our core model by maintaining consistent
operations throughout 2025. Their disciplined execution in government-linked invoice financing demonstrates the resilience of this asset class. Their success in supporting local SMEs reaffirms our commitment to this predictable and impactful model.

Looking ahead, we are focused on enhancing our services and transparency for our community of partners. We remain confident that this sustainable approach is the right path for long-term capital preservation.

We thank you for your continued confidence and for standing with us in our commitment.

Warmest regards,
TAMU Capital Berhad